Terms and Conditions

These terms and conditions govern your use of the portfolio investment education services provided by narmistionline.com.

Last updated: May 27, 2025

Acceptance of Terms

By accessing our investment education platform and enrolling in our courses, you agree to be bound by these terms and conditions.

Your continued use of our services constitutes acceptance of any updates or modifications to these terms. We recommend reviewing these terms periodically.

Use of Educational Services

Our portfolio investment courses are designed for educational purposes and must be used in accordance with the following guidelines:

  • Course materials are for personal educational use only
  • Sharing login credentials or course content is prohibited
  • All assessments must be completed individually and honestly
  • Respect intellectual property rights of all course materials

Prohibited Activities

The following activities are strictly prohibited when using our investment education platform:

  • Copying, distributing, or selling course materials without permission
  • Using automated systems to access or scrape platform content
  • Interfering with platform security or other students' access
  • Providing false information during registration or assessments
  • Using the platform for any illegal or unauthorized purposes

Intellectual Property Rights

All course content, including materials on asset allocation, risk management, and investment strategies, is protected by intellectual property laws.

narmistionline.com retains all rights, title, and interest in course materials, trademarks, and proprietary educational content. Students receive limited license for personal educational use only.

Educational Disclaimers

Our investment education courses provide general knowledge and should not be considered personalized financial advice.

Course content covers portfolio construction principles, market analysis techniques, and investment fundamentals for educational purposes only. Students must consult qualified financial professionals before making investment decisions.

Limitation of Liability

narmistionline.com's liability for any claims arising from the use of our educational services is limited to the maximum extent permitted by law.

In no event shall we be liable for indirect, incidental, or consequential damages, including investment losses resulting from course participation or implementation of educational concepts.

Payment Terms and Refunds

Course fees must be paid in full before accessing educational materials. All prices are quoted in South African Rand and include applicable VAT.

Account Termination

We reserve the right to suspend or terminate access to our educational platform under certain circumstances:

  • Violation of these terms and conditions
  • Fraudulent activity or misuse of platform resources
  • Non-payment of course fees or chargebacks

Privacy and Data Protection

Your privacy is important to us. Please review our Privacy Policy to understand how we collect, use, and protect your personal information during course participation.

Governing Law

These terms and conditions are governed by the laws of South Africa. Any disputes will be resolved in the appropriate courts of South Africa.

Contact Information

For questions about these terms and conditions or our investment education services, please contact us:

Email legal@narmistionline.com

Address 231 Anton Lembede Street, Durban, 4001, South Africa, South Africa

Phone +27 818522502

By enrolling in our courses, you acknowledge that you have read, understood, and agree to be bound by these terms and conditions.

These terms are effective as of May 27, 2025